A Cooperative Business Model

Over 90% of small businesses fail within the first two years. The reason for this is that most struggling business people have no support.

This business frailer rate is a waste of talent, ingenuity and resources. Running a business is a complicated process.  We must provide our small business people with a support structure that would allow them to succeed and, therefore, provide society with more positive results that would translate into more business for society and more possibilities for us all.

We must make available to our budding entrepreneurs the support that they need to be successful for all of society. Therefore, I suggest that instead of us teaching our fledgling business people to think of themselves as individuals in competition with everyone else, we teach them to work in cooperation with one another so as to provide each other the support that they need to make their enterprise successful.

Businesses can be taught to work in competition with one another or they can be taught to see each other as being in a cooperative relationship with one another where people are taught to work together in order to achieve the goals for the founding of the business.

A business needs those that provide the business to the public and those that are needed to support their efforts as well as those that consume the products that they make.  In order to achieve this supportive business model I propose that we form a new form of cooperative business model where the producers, their supporters and those that consume their products would all be conducted within civil trusts designed to promote cooperative relationships with each other in order to achieve the purpose of their relationships.

[x] Applying Government in a Box to Depressed Areas

The government in a box idea could be used to revitalize a community. The personal trustees together with their consumer and provider specialized trustees would pro-actively go to the people of a depressed area and place everyone into a labor pool. Their needs and capabilities would then be registered and allocated to those services most needed by the assessed situation.  The personal trustees would divide the people into groups that they would then politically represent.

They would each give their own members membership accounts consisting of four fundamental support subaccounts.   Each person’s membership account would consist of four fundamental support subaccounts needed to maintain themselves.   As holders of fundamental service subaccounts, people would either receive from or would provide for those that are to receive the services.

One type of fundamental subaccount would be to provide the necessary construction needed to provide the necessary housing. Another type of subaccount would be to supply the necessary foodstuffs. Still another type would be receiving the necessary schooling and training. And the last type of subaccount would be to have access to necessary health care. Then a community bank would be established to fund the accounts to promote the necessary economic activities between them.

The consumer and provider specialized trustees would determine the people’s needs and capabilities. They would place their people’s capabilities into a local labor pool that would be used to service the community. Once the fundamental services had stabilized, the people would go to their personal trustee for their various personal service needs and wants.

The personal trustees would link their people with the appropriate provider and consumer specialized trustees. They would bring their consumers and providers together by forming them into their own civil markets where they would manage the exchanges between them.

A person’s personal trustee would represent him or her to the consumer and provider specialized civil trustees that could provide them with their personal needs and wants.  These consumer and provider specialized civil trustees would bring their consumer’s needs together with their providers needs. To conduct their business with each other, they would form them into civil markets where they would voluntarily personally choose from one another the one best for themselves.

[x] Applying Government in a Box to the Haitian Crisis

I would like to thank my readers for indulging my absence from blogging due to pressing family matters. I feel that things have settled enough to where I can now continue my regular blogging.  I would like to continue with the idea of government in a box that I began in my previous blogs.

I would like to apply this idea of government in a box to the Haitian earthquake disaster.  Imagine that a group of people known as personal trustees would be introduced to Haiti. They would go into the community and divide its people into general groups each of which would be represented by their own personal trustee.

The personal trustees of each group would give their members a membership account.  Each membership account would consist of four fundamental support subaccounts for the basic support services needed by everyone.  A person’s subaccounts would provide each person with the basic services necessary to sustain themselves as well as their families so that they would be able to rebuild their lives.

The most essential fundamental subaccount would be the one that would be necessary to provide the construction required by the community. This would first require forming a labor pool from which it and all of the other support subaccounts would receive their own service providers and their consumers.

All persons would be issued with a consumer food subaccount that would allow them to consume foodstuffs. There would also be the issuance of food provider subaccounts for those members that could provide the necessary foodstuffs needed by the community.

Members of the labor pool could also receive the necessary schooling and training subaccounts needed for them to participate in various projects required by the community as well as those that they would need to provide for any new undertakings on their own. Some of the members of the labor pool would also be provided with subaccounts in order to provide the training needed by the rest of the community.

All members of the community, whether in the labor pool or not, would be issued with a subaccount that would give them access to their necessary health care needs. All of the members of the community would be collectively connected to their common community bank. This bank would fund all of the various subaccounts and civil accounts of the members of a community in order to promote the economic activities necessary between them.

After receiving their fundamental services in the form of their support subaccounts, the Haitian people would go back to their personal trustees for the servicing of their own personal needs and wants. Their personal trustees would connect them with consumer and provider specialized civil trustees that could provide them with the kinds of services that they personally needed.

These consumer and provider specialized civil trustees would register everyone’s needs and capabilities and divide them into their categories.  According to those categories they would also be organized to either receive their necessary services or to provide them to those that are to receive them.

They would form their consumers and their providers into civil markets designed to bring their consumer’s needs together with the providers that could service them. This would then allow them to voluntarily choose each other’s services and patronage.  These consumer and provider specialized civil trustees would protect their members’ interests for them by managing the exchanges made between them after they had been completed.

[x] Government in a Box

In my next few blogs I will be presenting some examples of practical applications of how the center tenet of Cosmopoly, Cooperativism would function.  In terms of applied Cooperativism here is an example of what I’ve been working on in.

Because of natural disasters or economic distress, we must be able to apply government where and when we need it.  An example of this would be what I call government in a box which would be applied when we need to reconstitute a group of people into a functioning economy and government capable of managing itself?

First we would license the kind of individuals needed to apply government services to the public.  These licensed individuals would entrust peoples responsibilities and obligations together by forming them into their own civil trusts designed to achieve their personal and common needs and wants.  The way that government would be applied would be to first go into the community and organize people according to their needs and capabilities, and then bring those with the needs together with those that can provide for them within their own civil trusts.

[x] personal and consumer and provider specialized civil trustees

There would be two kinds of licensed individuals that would be the civil trustees needed to apply a government/economy. The first licensed individual would be each person’s personal civil trustee that would connect him/her with the second licensed individuals, their specialized consumer and producer civil trustees that they would receive their products from.  These specialized consumer and producer civil trustees would go into the community and divide it into its consumers and providers.

[x] the four fundamental areas needed to promote economic and government activity

The specialized consumer and producer civil trustees would establish the foundation required to rejuvenate a group of people in the form of providing the four fundamental areas needed to achieve all of the other forms of production required by a vital society.

-Shelter Needs

-Food Needs

-Education Needs

-Health Care Needs

The four fundamental areas of need would be shelter, food, education and health care. Each area of fundamental need would be divided into the types of products that it would provide to the public. Each one of the products would be given their own civil trust to self-govern itself with. These civil trusts would bring together the various kinds of consumption and production needed to supply the food, shelter, education or health care products required by society.

[x] community banks, membership accounts and civil trust accounts

-Community Banks or Financial Trusts

To make these areas of need viable, each person would be given their own membership account within their own independent community bank or collective financial trust that would be held by an existing bank.  A person’s membership account would consist of the various civil trusts that they would do business with.

Each person’s membership account would be issued with their own civil trust accounts for each of their personal needs as well as their capabilities.  Through these civil trust accounts they would do business with each other for each type of product that they either needed or could provide to one another.

These civil trust accounts would be connected to each other through their common collective financial trust that would be linked to an existing bank that would be holding it in trust or through their own independent community bank that all of their business activities would be linked to and managed by their own civil trustees.

[x] Global Capitalism; from Labor to Consumer Based Society

The changing nature of globalization has changed the traditional production relationship between business and labor within the market. Capitalism is based on the best return of capital. As a system it only sees people and things in terms of their financial value. The products being created as well as the workers that produce them and the facility in which they are made are seen only in terms of their financial value. Other forms of value are not seen as pertinent.  Therefore, if one product becomes less valuable than another product, then its capital moves from the less profitable product to the more profitable product.

Within global Capitalism while the relationship between business and labor is still the same, labor as a member of society is now a labor market in which it provides itself to industry.  Because global Capitalism is ultimately about volume, the members that may or may not produce a particular product as a labor force now have a new role and that is as the consumer of those products.

This role as the consumers of the products produced by global Capitalism has given the people the real power in the system. Just as the Capitalist can give or take away jobs, so could the consumer consume or not consume the products being produced.  By collectively consuming one product over another, the people could direct the type of products that would be produced as well as determine how they would be produced. Becoming the consumers of the products of society would allow the people to determine the type of society that they would wish for themselves. The real power of people today is as consumers.  Organizing ourselves as consumers would give us the power to determine our own futures.

(pt29) Managed Markets

(1d) Civil Markets…

Civil markets would form as a result of targeted markets becoming managed markets. A managed market would be a market designed to produce a desired result. It would be established to bring together the most optimal consumer with the most optimal producer.

[x] mutual support system

Managed markets would link the consumers with the producers into mutually supportive relationships where one would complement the other. They would be designed to give the consumer an input to the producer that is providing them with the product that they want.

Managed markets would be formed to insure the survival of the relationship that they were formed to provide. This would create a mutual support system where both the consumer and the producer would receive what they wanted from each other. The consumers and providers would be organized into a mutual support system in which they would work together in order to achieve each other’s needs. Consumers and producers would then be able to interact with one another in a fair and mutual supportive manner designed to maintain a healthy relationship between them.

Conducting their economic activity through civil accounts would allow the market relationship between producers and consumers to be managed to meet their account holder’s best expectations. It would also allow those that had the most interest in the outcome of a civil transaction to self-invest in them.   This would create a managed market system in which the producers and consumers of a given product would determine for themselves what kind of relationship they would form in order to achieve it.

[x] cooperative managed markets

Managed markets would be cooperative markets in which the producers would provide their consumers and the consumers would provide the producers with what they had agreed upon. The participants within managed markets would function cooperatively with one another in providing the each other with what they expected to get out of their exchange.

A managed market would be a cooperative market designed to maintain a managed relationship between its participants. This would create a relationship where the consumers would be responsible to the producers and the producers to their consumers for what they were providing to each other. This would allow the consumer and provider civil trustees to maintain the relationship between their civil clients by managing the conditions between them.

[x] consumer and producer civil trustees management

Consumer and provider specialized civil trustees would form managed markets that would bring together the producers and consumers of each public need and want. Consumer and provider specialized civil trustees would form managed markets that would pair off the civil accounts of consumers and providers for each of their common needs and wants.

The consumer and provider specialized civil trustees would make sure that the obligations of each of their civil clients’ transactions would be adhered to. The transactions within a managed market would insure that the mutual responsibility that their membership would have toward one another would be maintained. Every managed market would be managed by it’s own consumer and provider specialized civil trustees. Their duty would be to provide all of the partners within a managed market transaction with mutual satisfaction.

[x] create a cyclical relationship

Managed markets could be designed to create a cyclical relationship between the consumer of a particular product and its provider. Within a cyclical relationship, the consumer would have to regularly consume what their producers would provide for them. This would continue the product being provided and the relationship that made it possible. This would also create a system of risk-free managed markets in which market relationships between their consumers and producers would be continually managed for them.

[x] parallel managed markets within general markets

This managed market system would be a parallel market system within the greater general market of society. It would function autonomously as well as in concert with the greater general economy that it would be indirectly associated with. Managed markets could be used to provide a foundation upon which the larger general market would form itself. As a result of the economic activity provided by the managed markets of the parallel economy, they could also be used as an economic stimulus to the general market.  Managed markets could also be used as a means of directing the economic direction that a society would take. The stability of a managed market system would be able to bring confidence back to the over all market system.

(pt27) Civil Accounts

(1c) Civil Markets…

Civil markets would be established when consumer and provider specialized civil trustees would issue civil accounts to their respective civil clients to meet their personal needs and wants. Consumer and provider specialized civil trustees would bring their own civil clients together with one another in order to form them into civil markets for them to choose each other’s services and needs from.

The consumers and providers of each need and want would be given their own civil accounts to do their business through. This would result in creating a civil market for each public need and want. A civil market would bring together all those that would be involved with the consumption and production of a given product.

Each civil market would actually consist of the exchanges made between the consumer and provider civil account holders for each of their common needs and wants.  Conducting exchanges through their own civil accounts would allow every common need and want of the public to be independently managed. The civil accounts that each person would have would provide him or her with their own personalized government that would be managed for them by their own specialized civil trustees.

(pt26) Specialized Civil Trustees

(1b) Civil Markets…

Civil markets would be formed and managed by their specialized civil trustees for their civil clients. Specialized civil trustees would be the individuals that would create and manage the civil market exchanges between their own producer and consumer civil clients. Specialized civil trustees would be intermediaries hired by people to manage their needs and wants within the civil market. They would manage the relationships between their respective civil clients and those that they would have their exchanges with.

Specialized civil trustees would be consumer and provider specialized civil trustees and would represent their respective civil clients. Through themselves they would link their producers with their consumers by forming them into civil markets designed to manage their exchanges. These consumer and provider specialized civil trustees would be able to link the needs of people with those that could provide for them. This would allow for each type of need or want to be independently governed by the specialized civil trustees that would be hired by those with a need or want.

(pt21) A system of social entrustment based on people’s common interests and concerns

(1b) Civil trusts…

In order to achieve our common interests and concerns within an entrusted system of government, people would form themselves into civil trusts that would be specifically designed to achieve their interests and concerns. This new entrusted system of civil trusts would allow people to organize their common interests and concerns into voluntary self-supporting and self-governing entrusted civil and political entities.

A system of social entrustment would be an entrustment process that would entrust the people’s common interests and concerns into civil trusts designed to service the needs and wants of their interests and concerns.

A civil trust would bring together those that had a need with those that could provide a service for that need. It would begin when the needs of the people would form the civil trusts that would be tailored to meet the people’s common needs and wants. All or some of the common needs and wants of the many interests and concerns of society could be given its own civil trust to develop and govern itself with.

An entrusted form of government would be a system of civil trusts where each type of need and want for each kind of interest and concern would have its own self-governing civil trust. Civil trusts would consist of those involved in the consumption and production of a common need or want and their civil trustees who would manage them. As these common needs and wants of people would change, so would the kinds of civil trusts needed to service them.

A system of civil trusts would concentrate our human capabilities by placing them into nurturing environments in which those most interested in a particular common idea would become members of the same civil trusts designed to provide for it.

(pt19) Specialized Civil Trustees

(1b) Consumer and producer based specialized civil trustees…

Specialized civil trustees would be the ones that would create the actual physical infrastructure of the entrusted government system by forming its civil trusts. Specialized civil trustees would be the social entrepreneurs that would organize society into its interests and concerns. These interests and concerns would be met by providing for the needs and wants that it would take to achieve them. Specialized civil trustees would go into the community and assess the needs and wants of the public and divide them into their producers and consumers to be able to organize them accordingly.

Specialized civil trustees would come in two forms determined by their function within an entrusted government system.

(1)      The first form would be the consumption based specialized civil trustees that would be oriented around the public’s common needs and wants. Consumption based specialized civil trustees would organize the public needs and want around only those people that had them. The people that have needs within society would be seen as society’s consumers. The consumption based specialized civil trustees would consolidate all of the needs and wants of the public consumers into their own civil markets designed to attract the providers that they needed from the community’s own internal sources or from the private sector.

(2)      The second form would be the provider based specialized civil trustees, which would represent the producers of society that would supply the needs and wants of consumers of society. Provider based specialized civil trustees would bring the producers of society together to service its consumer’s needs and wants. Provider based specialized civil trustees would consolidated all of the producers of society together to provide for the civil markets formed by society’s consumers. The provider based specialized civil trustees could either supply a consumer group internally from members of the same community or they could be supplied from the outside by members of the private sector. The provider based specialized civil trustees would maintain the quality of the producers servicing society by certifying them as being fit to service the needs and wants of society’s consumers.

The consumption based specialized civil trustees would come together with their provider oriented civil trustee counterparts to form them into their own civil trusts.  Each civil trust would bring together the consumers and producers of society and give them each their own civil market to conduct their business with one another through.

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